Consulting / services

Aon Credit International is a company belonging to the Aon Jauch & Hübener Group. In addition to the credit insurance business, mediation of financial services related to credit management takes centre stage. Aon Jauch & Hübener are the leading insurance and reinsurance brokers in Germany. With the online system auskunftsportal.net, AON Credit International and GUARDEAN provide a modern and professional information tool for credit risk management to their customers.

The Credit Management Group, based in Budapest / Hungary, is a consultancy and the leading solution provider for credit management in Hungary and Eastern Europe.

Their consulting portfolio includes all credit management areas such as audit / implementation of credit management guidelines, credit assessment, credit limit approval, customer monitoring, scoring models as well as market and industry analyses. Furthermore, the company has long-term experience in the credit insurance area, with all relevant providers.

Their online products for the Eastern European market such as the payment experience pool Business Observer® or the accounts receivable management tool Debt Clearing® contribute largely to the success of local companies and organisations with business ties to Hungary and Eastern Europe.

Since 2010, the Credit Management Group has acted as GUARDEAN's local implementation partner for customers in the Eastern European market.

Befoma is a company that specialises in consulting and mediation of financial services related to accounts receivables management and in hedging and financing of receivables. The services focus on all aspects of accounts receivables management along the value chain of commercial transactions. befoma is the general agent for Trade Credit Re (TCRe) in Germany, Austria, Switzerland and east Europe.

CreditForce GmbH is a special provider of services and consulting in the area of credit management. It supports companies in credit control with commercial dunning process, in credit assessment and in the allocation of supplier credit limits. The CF credit management audits are based on the “minimum requirements of credit management” of the VfCM (Verein für Credit Management), which are regarded as a benchmark. They focus on pragmatic feasibility as well as the multiple individual consulting services of CreditForce.

SHComputersysteme GmbH was founded in 1974 as a service provider of information technology. Since then, a dedicated team of specialists is occupied in the development and project initiation of complete business solutions for small and medium sized commercial establishments.

SHS VIVEON AG is an internationally active business and IT consultancy for customer management solutions. SHS VIVEON AG believes that the customer is the most important success factor and that customer management is the central starting point for driving corporate success. Actively managing customer potentials and risks has become a critical challenge in this process. It is their goal to ensure their customers’ corporate success by perfectly balancing sales, potentials, costs and risks. SHS VIVEON is convinced that the best way to fulfil the commitments to their shareholders is by enabling their customers to grow their businesses and achieve success.

Steria Mummert Consulting is among the ten leading providers of management and IT consulting services in the German market. For more than 45 years, the company has been integrating its well-acknowledged business excellence with comprehensive process and technology know-how, thus contributing in achieving a lasting improvement in the success story of their clients.

Steria Mummert Consulting consistently focuses on the industries of banking, insurance, public administration, telecommunication, energy supply, health care and transport and in addition, translates cross-sector technologies into value-added solutions.

The company guides its customers through the entire value chain, right from consulting, system integration to the takeover of IT and business processes.

In the course of the economic crisis significantly more insolvencies of companies have been registered. Against this background, minimising the loss of accounts receivable and optimising liquidity can only be managed with qualified processes. The quality of its credit management processes is therefore increasingly crucial for the success of a company.

Auditing of this process by the TÜV Rheinland enables companies to identify potential for optimisation and produce a transparent proof of quality (e.g. for the management/executive board, board of directors, credit insurers, factoring, banks, etc.).

Companies already certified benefit from these if they use, amongst others, the GUARDEAN credit management software "DebiTEX".
Further information on auditing/certification of the credit management process can be found here.